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The result of Payday Loan Regulations on Financial Well-Being

The result of Payday Loan Regulations on Financial Well-Being From the theoretical viewpoint, the consequence of access to pay day loans on financial wellbeing is ambiguous. Neoclassical models declare that consumers utilize payday advances if they are better than the alternatives that are available. Such models mean that restricting access would always make consumers even worse down. Having said that, behavioral types of pay day loan usage imply current bias, overoptimism, or any other intellectual biases can cause customers to...

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